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PRD-97 — KiwiSaver after open banking migration

Goal. Open banking cannot connect KiwiSaver. When a user upgrades an Akahu connection from classic to official, SortMe converts the KiwiSaver account in place to a manual net worth account instead of showing it as disconnected, and explains what happened.

What is new on this page

• The notice modal — one per converted account, shown once, immediately on return from the Akahu reconnect, over whatever page the user lands on. Secondary "Got it"; primary "See Kiwisaver Options".
• The adviser nudge (added 2026-08-18) — every account that reaches this notice is a bank-provider KiwiSaver fund, so the notice includes a general, compliance-safe prompt to review the fund with a licensed adviser. It never says the fund is bad or that the user should switch. "See Kiwisaver Options" opens the existing PerformanceReview modal ("Kiwisaver Performance Review", the same one the KiwiSaver power-up opens) with name/email/phone prefilled and the required consent checkbox. Submit is optimistic: the modal closes and a success toast shows.
• The converted account card — ANZ KiwiSaver Scheme now reads "Last Updated" instead of "Linked Account" and carries the $ balance-edit control. It keeps its ANZ logo.
• The balance editor — the existing floating editor from NetWorthItemCard.tsx, now reachable on this account.

What is deliberately absent

• The "Action Required — Account Disconnection" modal. It is suppressed for these accounts.
• Any wording that recommends changing funds or providers. The nudge suggests a review conversation only — SortMe does not give financial advice here.

Faked here, real on build

• All balances, account names and dates are fake but internally consistent.
• The bank logos are coloured initials; the real app renders institution.logo_url.
• The chart is a static SVG; the real one is NetWorthChart.tsx.
• Saving a balance fakes a 600ms round trip and a success toast.